home
about us
resouces
contact us
directions
Working with your lawyer
Do I need a lawyer?
accidents
property insurance
business interruption insurance
be informed and prepared!

Before talking to an adjuster or an attorney, get this free information packet.

managing your insurance claim >>

insurance dos and don'ts

DO NOT speak with an insurance adjuster about your possible injury at the scene of an accident or about your losses until you know the extent.

DO take notes and pictures of the accident and/or loss.

DO NOT meet with only one attorney about your insurance claim.

DO shop attorneys and find out which one you like best.

DO remember there are short time limits for filing claims in Louisiana more dos and don'ts.

more dos and don'ts >>

news & developments

(9/15/08) Insurance Panel Meeting Today
"State insurance panel to meet today to review issues from hurricanes Gustav and Ike." This story headlined Nola.com today.The new law, which allows variable deductibles in less "prone" areas, may not be much help to the people with so-called "minor" damage from Gustav or Ike.
Go to article >>

(9/15/08) Can TWIA Pay Claims?
Many people in coastal areas of Texas may have held dwelling or homeowner's policies through the TWIA (Texas Windstorm Insurance Association), which states on their website, "TWIA's purpose is to provide Texas citizens adequate wind and hail coverage when it is not available in the insurance marketplace, and pay insured's claims when losses occur." Paying claims means problems. Remember Katrina? LA Citizens—the Louisiana insurer of "last resort"—was the source of major claims malfunction with Katrina. At least TWIA has online claim reporting, unlike LA Citizens.
Go to article >>

(9/11/08) Gustav Evacuation Expenses/ALE
LA Citizens announced this week that they will pay homeowner policyholders $1,500 for ALE (additional living expense) associated with civil authority evacuation orders. In order to qualify for such payments, the policyholder must have a homeowners policy written by Louisiana Citizens; live in a parish that was subject to a mandatory evacuation order; have actually evacuated and incurred additional living expenses; and live in a parish in which there was damage due to Gustav. Expenses over $1,500 will require receipts and other documentation.
See this link for more details (.pdf):
Go to article >>

(9/11/08) Named-storm Deductibles, Revisted
This summer, a new law signed by Governor Jindal became effective July 9, 2008. The law puts a four percent cap on named-storm deductibles, meaning some homeowners should see a reduction in their deductible. (Some insurers had raised named-storm deductibles to five percent on homeowners with policies three years old or less.) The law also allows insurers to establish varied deductible rates or amounts in different areas or regions of the state. Previously, an insurer was required to establish a statewide deductible.
Go to article >>

more news and developments >>

need a quick reply?

name
phone
e-mail
inquiry
Contact
me by


site map
hurricane blog